Eligible Properties


Eligible Property Types:

  • Single Family 1-4 Unit Owner Occupied
  • Single Family 1 Unit Investment Properties*
  • Second Homes*
  • Manufactured Homes* (Built after June 15, 1976 per HUD Code)
  • Modular Homes
  • Log Homes*
  • Completing Unfinished New Construction* (Must be considered mostly complete
  • Condominiums*
  • Move In Ready or Fixer Uppers
  • Gutted or Mid Renovated Properties that are incomplete*
  • Bank REO Properties
  • HUD REO Properties
  • Fannie/Freddie REO Properties
  • Short Sale Properties
  • For Sale By Owner (FSBO)
  • Additions must be attached to an existing dwelling
  • Detached and Attached Garages allowed.
  • Moving a Home from one site to another location on an existing Foundation
  • Razing* (Tearing a Property down to the existing foundation and building it back up new)

Note: *Asterisk denotes that their may be some variance amongst lenders or specific guidelines for the specific property type to qualify . It’s important to verify specifics/details with your lender upfront.

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